GUM：10月强积金回报跌1.4% 人均暂亏4449港元

Core Insights - The overall return of Hong Kong's Mandatory Provident Fund (MPF) dropped by 1.4% as of October 17, resulting in an average loss of HKD 4,449 per person [1] - Year-to-date, the MPF composite index has increased by 14.2%, with an average gain of HKD 38,932 per person [1] Fund Performance - Among the three major indices, the stock fund index fell by 2.5%, the mixed asset fund index decreased by 0.7%, while the fixed income fund index rose by 0.1% [1] - In October, the Hong Kong stock fund experienced a significant decline of 6.5%, although it still recorded a year-to-date increase of 28% [1] - The Greater China stock fund also saw a decline of 5% in October, but it maintained a strong year-to-date return of 31.1%, leading the annual performance [1] Market Analysis - GUM indicated that the stock funds were under pressure in October, which was the primary factor dragging down overall performance [1] - Despite the market adjustment in October, the MPF has still achieved positive returns year-to-date [1] - Members are encouraged to review their asset allocation strategies based on their risk tolerance, balancing short-term volatility with long-term growth potential [1]