中国人民银行：完善反洗钱规章制度，实现从“规则为本”向“风险为本”转变

Core Viewpoint - The People's Bank of China emphasizes the importance of enhancing the legal framework and financial regulatory system, transitioning from a "rules-based" to a "risk-based" approach in anti-money laundering regulations [1] Group 1: Legal and Regulatory Framework - The People's Bank of China is working on improving the legal system to ensure better financial regulation [1] - There is a focus on enhancing the anti-money laundering regulations, shifting towards a risk-based approach [1] - The bank aims to strengthen the institutional framework in the payment sector to protect users' legitimate rights and interests [1] Group 2: Credit Management and Administrative Procedures - The implementation of the Credit Industry Management Regulations is underway, with plans to develop detailed management methods and complaint handling procedures [1] - The People's Bank of China is compiling a list of responsibilities and administrative licensing guidelines to clarify boundaries and standards for approval processes [1] - This initiative aims to solidify the institutional guarantees for lawful performance of duties [1]