中国人民银行：完善反洗钱规章制度 实现从“规则为本”向“风险为本”转变

Core Viewpoint - The People's Bank of China emphasizes the importance of improving the legal system and financial regulatory framework, highlighting a shift from "rule-based" to "risk-based" anti-money laundering regulations [1] Group 1: Legal and Regulatory Framework - The People's Bank of China is working on enhancing the legal system and financial regulatory framework, indicating a progressive approach to governance [1] - There is a focus on improving anti-money laundering regulations, transitioning from a "rule-based" to a "risk-based" approach [1] - The bank aims to strengthen the institutional framework in the payment sector to better protect users' legitimate rights and interests [1] Group 2: Credit Management and Administrative Procedures - The implementation of the "Credit Industry Management Regulations" is underway, with plans to develop detailed management methods and complaint handling procedures [1] - The People's Bank of China is compiling a list of responsibilities and administrative licensing guidelines to clarify boundaries and establish clear approval standards and processes [1] - This initiative aims to solidify the institutional guarantees for lawful performance of duties [1]