金价一天飙二十二，手镯瞬间贵七十，现在冲还是再等等？

Group 1 - The current gold price in China has reached 996 RMB per gram, marking a significant increase of 22.66 RMB or 2.3% from the previous day, with a notable rise of over 80 RMB in the last three months [1] - There is a debate among consumers regarding the sustainability of gold prices, with some predicting a rise above 1000 RMB while others express concerns about affordability at current levels [1] - Consumers are advised to clarify additional costs such as processing fees when purchasing gold, as the displayed price may not reflect the total cost [3] Group 2 - When selling gold, consumers may face lower buyback prices compared to market rates, with a typical discount of around 30 RMB per gram and an additional 2% handling fee, leading to a net return of approximately 940 RMB per gram [3] - A diversified investment strategy is recommended, where consumers allocate their funds across different types of gold products and other investments to mitigate risks associated with price fluctuations [5] - Before making a purchase, consumers should assess their financial situation and investment goals, ensuring they are not overly exposed to short-term market volatility [5] Group 3 - For those who have already invested in gold, it is suggested to maintain the condition of jewelry and keep proper records of purchases to facilitate future transactions [6][7] - New investors are encouraged to start with smaller investments, such as bank gold accumulation plans or gold ETFs, to gain experience before committing to physical gold [10] - The gold market is characterized by volatility, and consumers should maintain a balanced perspective, treating gold as a supplementary investment rather than a primary financial resource [10]