Zen7 Labs 开源全球首个去中心化支付智能体（DePA），打造下一代AI Agent 金融基础设施

Core Insights - The rise of AI Agent economy is hindered by traditional payment systems, prompting Zen7 Labs to introduce the Decentralized Payment Agent (DePA) concept to facilitate autonomous transactions for AI agents [1][3]. Group 1: DePA Overview - DePA is a decentralized payment architecture that enables AI agents to autonomously initiate payments and complete cross-platform transactions securely and efficiently [3]. - Zen7 Payment Agent significantly enhances scalability, security, and user experience compared to the existing Agent Payment Protocol (AP2) [4]. Group 2: Key Features of Zen7 Payment Agent - Native multi-chain compatibility allows for seamless cross-chain payments using mainstream stablecoins and asset types [4]. - The "one-time authorization, multiple no-password" mechanism enables AI agents to make payments within authorized limits, enhancing user experience [4]. - The EIP-712 signature standard ensures on-chain verifiable control over amounts and time, eliminating the need for asset custody and enhancing fund security [4]. - Gas fees are covered by a Settlement Agent, removing technical barriers associated with crypto payments [4]. - The system supports high-frequency micro-payments and AI-to-AI collaboration, catering to the needs of automated transactions [4]. Group 3: Market Context and Impact - The launch of Zen7 Payment Agent coincides with the explosive growth of the AI Agent economy and the increasing demand for cross-border payments [8]. - The global cross-border payment market has reached $194.6 trillion, with B2C/C2C payment growth exceeding 30% [8]. - Traditional cross-border payments face challenges such as 2%-3% fee rates and T+N settlement delays, while crypto payments struggle with gas fee volatility and fragmented currencies [8]. Group 4: Zen7 Labs Vision and Future Plans - Zen7 Labs aims to build a decentralized payment chain (DePA Chain) to create a low-latency, secure, and governable payment infrastructure within the next 12 months [9]. - The company plans to support more mainstream public chains and enable users to deploy nodes, allowing community participation in network operations [9]. - Zen7 Labs is actively expanding its ecosystem partnerships with wallet service providers, blockchain projects, AI platform developers, and cross-border e-commerce businesses [11].