东莞银行与南海农商行IPO“中止” 上半年营收净利双降
Sou Hu Cai Jing·2025-10-22 04:42

Core Viewpoint - Dongguan Bank and Guangdong Nanhai Rural Commercial Bank have had their IPO review status changed from "accepted" to "suspended" due to expired financial documents, requiring resubmission [1][3] Group 1: IPO Status and History - Both banks have previously faced IPO suspensions due to expired financial documents, with Dongguan Bank and Guangdong Nanhai Rural Commercial Bank's IPO applications being suspended multiple times in 2024 and 2023 [1][3] - Dongguan Bank first submitted its IPO materials in 2008, and has faced numerous challenges including expired financial documents and low capital adequacy ratios [3] - Guangdong Nanhai Rural Commercial Bank began its IPO journey in 2018, facing similar delays and challenges as Dongguan Bank [3] Group 2: Financial Performance - In the first half of 2025, Dongguan Bank reported revenue of 4.97 billion yuan, a year-on-year decline of 8.02%, and a net profit of 2.36 billion yuan, down 1.4% [4] - Guangdong Nanhai Rural Commercial Bank's revenue for the same period was 3.28 billion yuan, a decrease of 8.2%, with a net profit of 1.39 billion yuan, down 14.2% [4] Group 3: Capital Needs and Structure - Both banks aim to raise capital through their IPOs, with Dongguan Bank planning to issue up to 780 million shares and Guangdong Nanhai Rural Commercial Bank proposing to issue up to 1.32 billion shares, with all funds intended for capital replenishment [3][4] - The ownership structure of both banks is highly fragmented, complicating their compliance with IPO requirements [4]