太突然！金价崩了，一夜暴跌！创12年来最大单日跌幅……网友懵了：前一天赚4万今天亏4万

Core Viewpoint - The international gold market experienced a significant decline after reaching record highs, with spot gold dropping over 6%, marking the largest single-day decline since April 2013 [1]. Group 1: Market Performance - Spot gold fell to $4,109.10 per ounce, down 5.7% from the previous day, which had seen a record high of $4,381 per ounce [1]. - Silver also saw a substantial drop, with London silver at $48.18 per ounce, down 8.02%, and spot silver down 7.6% to $48.49 per ounce, the largest single-day decline since 2021 [1]. - Domestic gold prices in China fell sharply, with a drop of over 60 yuan per gram overnight on October 21, leading to significant losses for investors [4]. Group 2: Investor Sentiment - Many investors expressed panic on social media after recent purchases of gold, highlighting the emotional impact of the sudden price drop [2]. - Some investors attempted to "buy the dip," but faced challenges as prices continued to fall, leading to significant financial losses [4]. Group 3: Price Adjustments - Major gold jewelry brands in China adjusted their prices downward on October 22, with notable decreases such as Lao Miao's price dropping 83 yuan per gram [6]. - The price adjustments reflect the broader market trend, as gold and silver prices have seen substantial increases earlier in the year, with gold up over 50% and silver nearly 70% [7]. Group 4: Market Analysis - Analysts attribute the rapid price adjustments to easing geopolitical tensions and profit-taking behavior among investors [9]. - The current high prices of gold and silver have led to accumulated short-term downside risks, suggesting a need for rational investment strategies based on individual risk tolerance [9]. Group 5: Future Outlook - HSBC forecasts that the upward momentum for gold could continue until 2026, with a target price of $5,000 per ounce, driven by factors such as U.S. fiscal deficits and central bank demand [11]. - However, potential obstacles to this trajectory include fewer interest rate cuts by the Federal Reserve than anticipated, which could hinder gold's price growth [11].