金价大跌！创12年来纪录

Group 1 - The international gold market experienced significant volatility, with gold prices dropping sharply after reaching record highs, leading to investor panic [1][4] - As of October 22, 2025, spot gold prices fell by 8.01% to a low of $4005.01 per ounce before rebounding above $4100 [4][8] - Silver prices also plummeted, with a drop of 8.02% to $48.18 per ounce, marking the largest single-day decline since 2021 [9][12] Group 2 - The decline in gold and silver prices is attributed to profit-taking by investors after a rapid price increase, alongside easing geopolitical tensions and a softening trade stance from Trump [13][14] - Year-to-date, gold prices have risen over 50%, while silver prices have increased nearly 70% [12] Group 3 - HSBC forecasts that gold's upward momentum may continue until 2026, driven by strong central bank purchases and concerns over U.S. fiscal stability, with a target price of $5000 [17] - Current market conditions suggest that investors may consider liquidating some gold holdings if purchased at lower prices, to optimize returns [18][20] Group 4 - Several banks, including Everbright Bank and Industrial Bank, have issued warnings regarding the risks in the precious metals market due to recent volatility [23][25] - Everbright Bank has begun to adjust its business relationships with clients engaged in gold trading, indicating a tightening of market access [24]