9月末，河南省服务消费重点领域贷款余额破千亿

Core Viewpoint - The People's Bank of China, Henan Branch emphasizes that boosting consumption is the primary task for economic work in 2025, linking consumer spending to both public welfare and production development [1][3]. Group 1: Monetary Policy and Financial Support - The bank is implementing a moderately loose monetary policy to create a favorable financial environment for consumption, with a focus on guiding financial institutions to allocate credit funds specifically for consumption [1][2]. - As of the end of September, the balance of personal consumption loans in Henan Province, excluding personal housing loans, reached 724.1 billion yuan, showing a year-on-year increase of 9.83% [1]. - The bank is utilizing structural monetary policy tools to increase low-cost funding support for the service consumption sector, with 23,000 market entities supported by service consumption and elderly care re-loans [2]. Group 2: Financial Products and Services - Financial institutions are being guided to develop tailored credit products that meet diverse consumer needs across various service consumption scenarios, with a focus on sectors such as food, housing, travel, and entertainment [2]. - By the end of September, the balance of loans in key service consumption areas reached 105.88 billion yuan, reflecting a year-on-year growth of 4.04% [2]. Group 3: Collaborative Efforts - The bank plans to work closely with government departments to implement financial support policies aimed at boosting consumption and expanding domestic demand, ensuring that policy benefits effectively reach market entities [3].