智利抵押贷款利率需十年方能回归社会动荡前水平

Core Insights - Chile's mortgage rates are expected to take up to ten years to return to pre-social unrest levels of slightly above 2% [1] - Previous early pension withdrawals totaling $50 billion have exacerbated inflation and weakened capital market depth, leading to credit tightening and rising interest rates [1] - The positive signal from pension reform, which injects 4.5 percentage points of contributions into individual accounts, will have a slow downward impact on interest rates as funds gradually enter the financial system [1] - Achieving the anticipated interest rate target will depend on the coordination of future GDP growth and the formalization of the labor market [1]