Selective Insurance (SIGI) Q3 Earnings Miss Estimates

Core Insights - Selective Insurance reported quarterly earnings of $1.75 per share, missing the Zacks Consensus Estimate of $1.84 per share, but showing an increase from $1.4 per share a year ago, resulting in an earnings surprise of -4.89% [1] - The company posted revenues of $1.35 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.42%, compared to $1.24 billion in the same quarter last year [2] - Selective Insurance shares have declined approximately 10.2% year-to-date, contrasting with the S&P 500's gain of 14.5% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $2.17 on revenues of $1.37 billion, and for the current fiscal year, it is $7.06 on revenues of $5.33 billion [7] - The estimate revisions trend for Selective Insurance was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market [6] Industry Context - The Insurance - Property and Casualty industry is currently ranked in the top 19% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - HCI Group, another company in the same industry, is expected to report quarterly earnings of $2.35 per share, reflecting a year-over-year increase of +400%, with revenues anticipated to be $224.86 million, up 28.3% from the previous year [9]