Here's What Key Metrics Tell Us About Eagle Bancorp (EGBN) Q3 Earnings

Core Insights - Eagle Bancorp reported a revenue of $70.65 million for the quarter ended September 2025, which is a decrease of 10.3% compared to the same period last year [1] - The company's EPS was -$2.22, a significant decline from $0.72 in the year-ago quarter, indicating a substantial drop in profitability [1] - The reported revenue fell short of the Zacks Consensus Estimate of $76.07 million, resulting in a surprise of -7.12% [1] - The EPS surprise was -640%, with the consensus EPS estimate being -$0.30 [1] Financial Metrics - Net Interest Margin was reported at 2.4%, matching the average estimate from two analysts [4] - The Efficiency Ratio stood at 59.3%, slightly higher than the average estimate of 58% based on two analysts [4] - Total noninterest income was $2.5 million, significantly below the average estimate of $7.43 million from two analysts [4] - Net Interest Income was reported at $68.16 million, slightly below the estimated $68.64 million from two analysts [4] Stock Performance - Over the past month, shares of Eagle Bancorp have returned -8.5%, contrasting with the Zacks S&P 500 composite's increase of +1.1% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]