INDUSTRIAL BANK(SH:601166) Qi Lu Wan Bao·2025-10-23 01:24Core Viewpoint - Shandong is advancing the transformation and upgrading of its modern metallurgical industry under the "dual carbon" goals, with Industrial Bank's Jinan branch playing a crucial role in providing innovative financial support for high-quality development in this sector [1] Green Empowerment - The steel and aluminum industries are key sectors for low-carbon transformation in Shandong's metallurgical industry, with Industrial Bank's Jinan branch integrating green finance into the entire industrial upgrade process [2] - The bank has launched the first low-carbon transformation loan in the steel industry, addressing local companies' needs for flue gas treatment and providing stable funding for low-carbon circular transformation [2] - A 200 million yuan financial loan for aluminum industry transformation was introduced, linking interest rates to product energy consumption to encourage energy-saving and carbon reduction [2] - The bank's "carbon footprint-linked loan" allows companies to reduce financing costs as their carbon footprint decreases, transforming green transition from a passive requirement to an active pursuit [2] - Industrial Bank received the highest AAA rating from MSCI for the second consecutive year, ranking in the top 3 globally among peers [2] Ecosystem Activation - High-quality development in the metallurgical industry requires both core enterprises to lead and upstream and downstream players to collaborate, with the bank creating a service ecosystem that connects core enterprises and the industrial chain [3] - A comprehensive financial solution was tailored for a large steel group, supporting its new energy initiatives and extending supply chain financial services to alleviate financing difficulties for small and micro enterprises [3] - The bank facilitated 1.2 billion yuan in funding for over 50 small suppliers through reverse factoring, improving procurement efficiency by 40% [3] - Customized support was provided to a metallurgical equipment manufacturer facing cash shortages, with a 10 million yuan credit loan approved and disbursed within the same day [3] Technological Efficiency - The fast-paced production in the metallurgical industry necessitates rapid financial services, which the bank has achieved by restructuring service processes through financial technology [4] - A mechanism for front, middle, and back office collaboration was established to expedite funding approvals, with a case showing a 3-day turnaround from account opening to loan disbursement [4] - The bank's manufacturing loan balance exceeded 61.5 billion yuan, with financing for private enterprises surpassing 70 billion yuan, demonstrating the integration of finance and the real economy [4] Comprehensive Support - The bank is committed to supporting Shandong's modern metallurgical industry by providing a seamless financial service that connects various aspects of the industry, from emissions management to urgent funding needs [5]