美经济学家：美国经济“比看上去更糟”

Group 1 - The article highlights that the U.S. economy is facing multiple serious issues, with the current recovery benefiting only a few, while ordinary people are struggling due to economic stagnation [1][5] - There is an increase in loan defaults and credit card delinquencies in the U.S., with consumers showing a preference for cheaper food options. The number of long-term unemployed individuals has significantly risen, particularly among minority groups [3] - The Bank of England's governor warns of a potential repeat of the financial crisis, citing the recent bankruptcies of U.S. auto parts manufacturer "First Brand" and subprime lender "Three Colors" as alarming signs for high-risk lending in the private credit market [4][7] Group 2 - Despite some common indicators suggesting a stable U.S. economy, a deeper analysis reveals significant underlying problems, particularly affecting middle and low-income consumers who are struggling due to government economic policies creating uncertainty [5] - The practices of bundling loans into bonds by "Three Colors" and using invoices as collateral for credit by "First Brand" are reminiscent of strategies that contributed to the 2008 financial crisis, raising concerns among financial authorities [7]