陕西：构建“保险+科技+服务”风险减量模式，强化古树生长风险全生命周期管理

Core Viewpoint - The Shaanxi Financial Regulatory Bureau is guiding insurance institutions to establish protective measures for ancient trees, focusing on specialized insurance products, technological empowerment, and multi-party collaboration [1] Group 1: Specialized Insurance Products - Introduction of dedicated insurance products for ancient tree protection, including rescue insurance and third-party liability insurance, covering damages from natural disasters, accidents, pests, and liabilities arising from incidents involving ancient trees [1] Group 2: Technological Empowerment - Utilization of smart technology for resource surveys and archiving of ancient trees, equipping them with monitoring devices to track soil moisture, air quality, and growth status, and implementing a smart management platform for data visualization and dynamic alerts [1] Group 3: Multi-Party Collaboration - Strengthening collaboration with forestry, cultural tourism, research, and environmental protection sectors, as well as engaging universities and experts to shift ancient tree protection from a government-led initiative to a multi-stakeholder approach involving public, private, and community efforts [1]