投资者在“融通金”购金后银行卡被封，平台回应系涉诈资金流入所致

Core Viewpoint - The recent surge in gold and silver prices has led to increased consumer interest in purchasing physical and paper precious metals, but many investors using the "Rongtongjin" platform have reported their bank accounts being frozen due to alleged fraud related to their transactions [2][9]. Group 1: Incident Overview - Multiple investors across various regions, including Shanghai, Beijing, Guangdong, and others, have experienced account freezes after transactions on the "Rongtongjin" platform, with police indicating that these freezes are linked to potential fraud by the transaction counterparties [2][3][6]. - The platform requires investors to transfer funds to designated accounts for precious metal transactions, which has led to complications when funds associated with fraud enter these accounts [9][10]. Group 2: Investor Experiences - Investors have reported varying experiences with account freezes, with some having all their bank accounts, credit cards, and payment services like Alipay frozen, while others faced only temporary restrictions [8][11]. - Specific cases include a woman from Shanxi whose accounts were frozen for 20 days after purchasing gold, and another investor from Chongqing whose accounts were marked for "emergency stop payment" [3][6]. Group 3: Platform Response - The "Rongtongjin" platform has acknowledged the issue, stating that the freezes are a result of funds from fraudulent activities entering their accounts, triggering bank risk prevention mechanisms [9][10]. - The platform has formed a special team to assist affected investors in unfreezing their accounts and has received documentation from law enforcement to clarify that they are not involved in fraudulent activities [10][12]. Group 4: Industry Context - This incident is not isolated, as there have been multiple cases in recent years where legitimate businesses in high-frequency trading sectors, such as precious metals and digital assets, have faced account freezes due to the influx of fraudulent funds [12][13]. - Legal experts have noted that criminals often exploit legitimate trading platforms to launder money, complicating the situation for innocent investors [12][13].