Selective Insurance Group, Inc. (NASDAQ:SIGI) Earnings Report Highlights

Core Insights - Selective Insurance Group, Inc. (SIGI) is a significant player in the property and casualty insurance sector, offering a variety of insurance products and services to individual and commercial clients [1] Financial Performance - For the quarter ending October 22, 2025, SIGI reported an earnings per share (EPS) of $1.75, which was below the estimated $1.85, resulting in a negative surprise of 4.89% [2][5] - The company's revenue for the quarter was approximately $1.21 billion, which is a 9.1% increase from the previous year's revenue of $1.35 billion, although it fell short of the estimated $1.35 billion [3][5] Financial Ratios - SIGI has a price-to-earnings (P/E) ratio of 12.97, indicating a moderate market valuation of its earnings [4][5] - The price-to-sales ratio stands at 0.97, and the enterprise value to sales ratio is 1.14, suggesting a balanced valuation relative to revenue [4] - The enterprise value to operating cash flow ratio is 4.99, reflecting a reasonable valuation compared to cash flow [4] - The company maintains a conservative approach to leverage, as indicated by a debt-to-equity ratio of 0.27 [4][5]