美国9月成屋销售环比升1.5% 库存触及近五年高位

Core Insights - The National Association of Realtors (NAR) reported a 1.5% month-over-month increase in existing home sales for September, with an annualized sales pace of 4.06 million units, driven by a decline in mortgage rates and improved housing affordability [1][2] - Inventory levels have returned to near five-year highs, with approximately 1.55 million homes for sale, a 1.3% increase from August and a 14% increase year-over-year, although still below pre-pandemic levels [1][2] - The median sales price for existing homes rose to $415,200, marking a 2.1% year-over-year increase and the 27th consecutive month of price growth [1][2] Sales by Property Type - Detached home sales were annualized at 3.69 million units, up 1.7% month-over-month and 4.5% year-over-year, with a median price of $420,700, reflecting a 2.3% increase [2] - Condominium and co-op sales remained stable at an annualized rate of 370,000 units, with a median price of $360,300, showing a slight decline of 0.6% year-over-year [2] Regional Performance - The Northeast region saw annualized sales of 490,000 units, a 2.1% increase month-over-month and a 4.3% increase year-over-year, with a median price of $500,300, up 4.1% [2] - The Midwest experienced a decline in sales to 940,000 units, down 2.1% month-over-month but up 2.2% year-over-year, with a median price of $320,800, reflecting a 4.7% increase [2] - The South reported annualized sales of 1.86 million units, a 1.6% increase month-over-month and a 6.9% increase year-over-year, with a median price of $364,500, up 1.2% [2] - The West region had annualized sales of 770,000 units, a significant 5.5% increase month-over-month but flat year-over-year, with a median price of $619,100, showing a slight increase of 0.4% [2] Market Dynamics - The median time from listing to sale increased to 33 days, up from 31 days last month and 28 days last year [2] - First-time homebuyers accounted for 30% of sales, up from 28% in July and 26% year-over-year, while cash transactions rose to 30% [2] - The share of investors and second-home buyers decreased to 15%, down from 21% last month and 16% year-over-year [2] Financing Conditions - The average 30-year fixed mortgage rate was 6.35% in September, down from 6.59% in August but higher than 6.18% a year ago, which may support sales momentum in the fourth quarter [3]