USCB Financial (US:USCB) ZACKS·2025-10-23 22:46Core Insights - USCB Financial Holdings, Inc. reported quarterly earnings of $0.45 per share, exceeding the Zacks Consensus Estimate of $0.42 per share, and showing an increase from $0.35 per share a year ago, resulting in an earnings surprise of +7.14% [1] - The company posted revenues of $24.96 million for the quarter ended September 2025, which was 0.45% below the Zacks Consensus Estimate, but an increase from $21.55 million year-over-year [2] - The stock has underperformed the market, losing about 3.2% since the beginning of the year compared to the S&P 500's gain of 13.9% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.48 on revenues of $25.76 million, and for the current fiscal year, it is $1.68 on revenues of $98.09 million [7] - The estimate revisions trend for USCB Financial was favorable ahead of the earnings release, resulting in a Zacks Rank 1 (Strong Buy) for the stock, indicating expected outperformance in the near future [6] Industry Context - The Zacks Industry Rank for Banks - Southeast is currently in the top 20% of over 250 Zacks industries, suggesting that stocks in this sector are likely to outperform those in the bottom 50% [8] - Another company in the same industry, Amerant Bancorp Inc., is expected to report quarterly earnings of $0.55 per share, reflecting a year-over-year change of +103.7% [9]