人民币国际使用遭低估?权威业内人士解析
Di Yi Cai Jing Zi Xun·2025-10-24 07:42

Core Insights - As of September 2025, the RMB has risen to the fifth position in the global payment currency ranking, accounting for 3.17% of total payments, with a 15.53% increase in payment amounts compared to August 2025 [1] - The SWIFT statistics on RMB payments only include offshore payment messages and some cross-border payment messages, indicating that a significant amount of RMB cross-border transactions are not captured by SWIFT [1] - The People's Bank of China (PBOC) considers a broader scope of data, including the Cross-Border Interbank Payment System (CIPS) and domestic bank systems, leading to a more accurate representation of the RMB's status as the third-largest global payment currency [1] Group 1 - The RMB's global payment currency ranking has improved, now at fifth place with a 3.17% share [1] - The increase in RMB payment amounts is significantly higher than the overall increase in all currencies, which is 6.74% [1] - The PBOC's comprehensive assessment includes additional data sources, reinforcing the RMB's position as the third-largest payment currency globally [1]