香港保监局：2025年上半毛保费总额达4234亿港元

Core Insights - The Hong Kong Insurance Authority reported a total gross premium of HKD 423.4 billion for the first half of 2025, with a significant increase in long-term business premiums [1] - Long-term effective business premiums reached HKD 365.0 billion, reflecting a year-on-year increase of 33.7% [1] - General business gross and net premiums were HKD 58.4 billion and HKD 39.9 billion, respectively, with total claims paid amounting to HKD 25.6 billion [1] Long-term Business - New policy premiums for long-term business (excluding retirement plans) amounted to HKD 173.7 billion, marking a 50% year-on-year increase [2] - Non-linked individual business contributed HKD 166.6 billion, up 49.7%, with HKD 149.9 billion from participating business and HKD 16.7 billion from other business [2] - Claims and benefits paid totaled HKD 1,919 billion, reflecting a 4.5% increase year-on-year [2] General Business - General business gross and net premiums were HKD 58.4 billion and HKD 39.9 billion, with total claims paid of HKD 25.6 billion [3] - Direct business gross and net premiums were HKD 30.7 billion and HKD 21.0 billion, with claims paid amounting to HKD 13.8 billion [3] - The main contributors to gross premiums were accident and health business, general liability (including employee compensation), and property damage business, contributing HKD 14.0 billion, HKD 6.8 billion, and HKD 3.5 billion, respectively [3]