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人民银行:三季度末普惠小微贷款余额36.09万亿元,同比增长12.2%
Bei Jing Shang Bao·2025-10-24 09:59

Core Insights - The People's Bank of China reported that by the end of Q3 2025, the balance of RMB inclusive micro and small loans reached 36.09 trillion yuan, marking a year-on-year growth of 12.2%, which is 5.6 percentage points higher than the growth rate of all loans [1] - The balance of green loans in both domestic and foreign currencies reached 43.51 trillion yuan, reflecting a growth of 17.5% since the beginning of the year, with an increase of 6.47 trillion yuan in the first three quarters [1] - The balance of agricultural loans reached 53.4 trillion yuan, with a year-on-year growth of 6.8%, which is 0.3 percentage points higher than the overall loan growth rate [1][2] Group 1: Micro and Small Loans - By the end of Q3 2025, the balance of micro and small loans was 36.09 trillion yuan, with a year-on-year increase of 12.2% [1] - The increase in micro and small loans for the first three quarters was 3.15 trillion yuan [1] Group 2: Green Loans - The balance of green loans reached 43.51 trillion yuan by the end of Q3 2025, with a growth of 17.5% since the beginning of the year [1] - Specific categories of green loans include infrastructure upgrades (19.29 trillion yuan), energy transition (8.32 trillion yuan), and ecological protection (5.01 trillion yuan) [1] Group 3: Agricultural Loans - The balance of agricultural loans was 53.4 trillion yuan, with a year-on-year growth of 6.8% [1] - The balance of rural loans reached 39.14 trillion yuan, with a year-on-year increase of 7% [2] - The balance of agricultural loans specifically was 6.96 trillion yuan, reflecting a year-on-year growth of 8.3% [2]