美联储改革压力测试 将公布保密模型和经济场景设计过程

Core Viewpoint - The Federal Reserve is implementing comprehensive reforms to its annual stress tests for large banks, aiming to increase transparency by disclosing previously confidential models and the process for designing hypothetical economic downturn scenarios [1] Group 1: Reform Details - The Federal Reserve will provide more information on how stress tests operate, including the public disclosure of previously confidential models and soliciting feedback [1] - The process for designing hypothetical economic recession scenarios, which form the basis of stress tests, will also be made public [1] Group 2: Reactions and Implications - Federal Reserve Vice Chair Bowman stated that these reforms will bring much-needed transparency to the stress testing process [1] - However, Federal Reserve Governor Barr strongly opposed the reforms, arguing that revealing too many details could weaken the tests and reduce their credibility [1] - Barr warned that banks might adjust their balance sheet data to meet minimum capital requirements, which are intended to protect against potential losses [1]