69家空壳公司骗贷 涉案银行损失近9000万已破产

Core Viewpoint - The case highlights significant weaknesses in risk management within rural banks, as evidenced by the fraudulent activities leading to substantial financial losses for the bank involved [1][5][6]. Summary by Sections Fraudulent Activities - A total of 109 fraudulent loans were obtained by an individual named Fu through 69 shell companies, resulting in a loss of nearly 90 million yuan for the bank [1][3]. - The loans, amounting to 709 million yuan, were secured using false documents and fictitious contracts, with the involvement of multiple accomplices [2][3]. Legal Proceedings - The court found Fu guilty of loan fraud, sentencing him to six years and ten months in prison, along with a fine of 5 million yuan, and ordered him to repay the bank 89.48 million yuan [3][4]. - The case was characterized as a significant example of collusion between bank executives and borrowers, leading to severe financial repercussions for the bank [5][6]. Bank's Financial Status - The bank, established in 2011 with a registered capital of 100 million yuan, was declared bankrupt by the China Banking and Insurance Regulatory Commission in August 2022, primarily due to the exposure of loan risks [1][6]. - The losses incurred from the fraudulent loans were substantial, with the bank's financial stability severely compromised [5][6].