2025年10月黄金最新价：银行金条差价25元，怎么买更划算

Group 1 - Recent gold prices have collectively decreased, with major banks adjusting their gold bar prices significantly [2][4] - The lowest price is from China Construction Bank at 955.60 yuan per gram, while the highest is from Pudong Development Bank at 981 yuan per gram, showing a difference of over 25 yuan per gram [2] - The decline in gold prices is attributed to market expectations of sustained high interest rates by the Federal Reserve and rising U.S. bond yields, leading to decreased demand for gold as a safe haven [4][5] Group 2 - The current price drop is viewed as a "normal correction" rather than a crash, indicating a stable market adjustment [6] - For long-term investors, the current price level is considered reasonable for purchasing gold, especially compared to last year's peak of over 1000 yuan per gram [8][16] - Different banks offer varying gold bar products, with differences in brand premium, repurchase policies, and sales channels, which should be clarified before purchasing [11][12] Group 3 - A strategic approach to buying gold is recommended, suggesting not to invest all at once but rather in phases to manage market fluctuations [13][16] - Some banks offer "accumulated gold" services, allowing for monthly investments, which can help average out costs over time [14] - The overall sentiment is that gold should be viewed as a means of preserving value rather than a quick profit-making tool, emphasizing a stable mindset for investors [16]