房子更难买了？知情人：主要问题不是高房价，罪魁祸首是新麻烦！

Core Insights - The real estate market is facing a "cold winter," with high housing prices no longer being the primary concern, as new challenges emerge [1][8] - The perception of housing as a necessity for major life events has elevated its value, contributing to the ongoing pressure on homebuyers [1][3] - Despite a sufficient total housing supply, high prices continue to limit purchasing power for many, leading to a significant wealth gap [3][4] Market Dynamics - There is a persistent narrative about housing shortages and impending price increases, creating urgency among buyers, but recent trends indicate a cooling market [3][5] - Government policies aimed at curbing excessive real estate speculation have been implemented, including increased down payment requirements and tightened loan approvals [4][5] - Some cities have seen a decline in housing prices, prompting cautious behavior among potential buyers who are waiting for prices to meet their expectations [7][8] Developer and Investor Behavior - Developers are resorting to aggressive price cuts to recover funds, which introduces instability into the market and disrupts normal market order [7] - Speculators are under pressure to sell off properties due to potential price declines, leading to significant discounts in the secondary housing market [7][8] - The shift towards a more rational market, where housing is viewed primarily as a necessity rather than an investment, is becoming evident [7][8]