Sou Hu Cai Jing·2025-10-27 05:49Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Inner Mongolia Branch is committed to implementing the central government's strategy for inclusive finance, focusing on enhancing service quality and efficiency to support the high-quality development of the regional economy [1] Group 1: Inclusive Finance Expansion - As of September 2025, the balance of inclusive loans exceeded 40 billion, with an increase of over 12 billion since the beginning of the year, leading the industry in the region [2] - The bank has effectively reduced financing costs through policy guidance and product innovation, addressing the high financing costs faced by small and micro enterprises [2] Group 2: Innovative Financing Products - The bank has launched over 40 specialized scene-based financing products tailored to the unique needs of regional industries, including "Science and Technology Innovation Loan," "Specialized and New Loan," and "Veterans Entrepreneurship Loan" [3] - These products have significantly improved financing accessibility for small businesses, individual entrepreneurs, and farmers, with a loan balance of nearly 8 billion supporting local economic development [3] Group 3: Streamlined Loan Processes - The bank has implemented the "no repayment renewal loan" policy to support small and micro enterprises, optimizing the renewal process to enhance customer satisfaction [4] - Over 6,000 small and micro customers have benefited from nearly 8 billion in no repayment renewal loans, demonstrating the bank's commitment to service [4] Group 4: Technology-Driven Support for Rural Revitalization - The bank has embraced financial technology by launching a direct connection platform for guarantee business, improving efficiency in agricultural financing [5] - Collaboration with guarantee institutions has increased the proportion of guarantee loans in inclusive financing, providing robust financial support for the rural revitalization strategy [5]