众淼控股收购科创融鑫完成股权交割,加速构建生态型金融科技蓝图

Core Insights - Zhongmiao Holdings has successfully completed the strategic acquisition of 55% of Beijing Kechuang Rongxin Technology Co., Ltd. for RMB 165 million, marking a significant milestone in its transformation from an insurance technology company to an ecological financial technology service provider [1][2] Company Overview - Zhongmiao Holdings is a subsidiary of Haier Group, focusing on ecological financial technology, with a strong emphasis on technological innovation as its core competitive advantage [3] - The company has been investing in cutting-edge technologies such as artificial intelligence, big data, and blockchain to enhance its service offerings [3] Financial Performance - In the first half of 2025, Zhongmiao Holdings reported revenues of RMB 114 million, a year-on-year increase of 28.4%, and a profit attributable to equity shareholders of RMB 25.06 million, up 16.2% [3] Strategic Goals - The company aims to support continuous iteration of user experience and actively expand its financial technology business ecosystem, with a long-term strategic focus on the integration of insurance technology and financial technology [3][5] - The acquisition of Kechuang Rongxin is seen as a key practice of the company's strategic synergy philosophy, allowing for the integration of technical capabilities and customer resources [4] Market Opportunities - The financial technology industry is poised for historic growth, driven by the ongoing push for a strong financial nation and the acceleration of domestic substitution processes [4] - The People's Bank of China has outlined a plan indicating that by 2027, the digitalization rate of financial institutions will exceed 85%, aligning with Zhongmiao Holdings' strategic direction and providing policy support for its collaboration with Kechuang Rongxin [4] Future Outlook - Zhongmiao Holdings plans to leverage policy support to increase investment in financial technology product development and facilitate the application of these products within financial institutions [5] - The company aims to further integrate technology, talent, and customer resources post-acquisition to expand its service scale and enhance its market share in the financial technology sector [5]