事关货币政策、国债买卖、虚拟货币 央行行长潘功胜重磅发声

Core Viewpoint - The People's Bank of China (PBOC) is committed to maintaining a supportive monetary policy stance to foster economic recovery and stabilize financial markets amid complex domestic and international challenges [2] Monetary Policy - The PBOC has implemented a moderately loose monetary policy, utilizing various tools to ensure ample liquidity, with key indicators reflecting this stance: social financing increased by 8.7% year-on-year, M2 grew by 8.4%, and loans rose by 6.6% [2] - The PBOC plans to continue this supportive monetary policy, providing liquidity arrangements across short, medium, and long terms while enhancing the execution and transmission of monetary policy [2] Government Bond Operations - Starting in 2024, the PBOC will resume operations for buying and selling government bonds in the secondary market, which is expected to enhance the financial functions of government bonds and improve market stability [3] Digital Currency Development - The PBOC is optimizing the management system for the digital yuan, aiming to support more commercial banks in becoming operational entities for digital yuan transactions [4] - The establishment of international and operational management centers for digital yuan in Shanghai and Beijing respectively is part of the effort to promote its development [4] Virtual Currency Regulation - The PBOC is intensifying efforts to combat the operation and speculation of virtual currencies domestically, particularly in light of the risks associated with stablecoins discussed at recent international financial meetings [5] - Existing policies to prevent and address risks related to virtual currency trading remain effective, and the PBOC will continue to collaborate with law enforcement to maintain financial order [5] Credit Repair Policies - The PBOC is researching policies to support individuals in repairing their credit records, particularly for those who have defaulted due to uncontrollable circumstances like the COVID-19 pandemic [6][7] - A proposed one-time credit relief policy aims to exclude certain default records from credit reports for individuals who have repaid loans, with plans for implementation in early next year [7]