14.2万亿元交易背后，数字人民币“双中心”开启发展新篇

Core Insights - The establishment of the Digital Renminbi Operation Management Center in Beijing aims to enhance the development and management of the digital renminbi system, supporting the capital's role as a national financial management center [1][2] - The Digital Renminbi ecosystem has seen significant growth, with a total transaction amount reaching 14.2 trillion yuan and over 2.25 billion personal wallets opened through the digital renminbi app as of September 2025 [3] Group 1 - The Digital Renminbi Operation Management Center and the International Operation Center are both managed by the People's Bank of China, with distinct roles: the former focuses on domestic infrastructure and ecosystem development, while the latter emphasizes cross-border operations and international financial market integration [2] - The digital renminbi system is designed to be inclusive and innovative, providing solutions for cross-border payment systems and establishing a multilateral cooperation model based on the central bank digital currency bridge [3] Group 2 - Experts highlight the potential of the digital renminbi system to enhance retail payment interoperability, address challenges in corporate and cross-border transactions, and improve macroeconomic governance [4] - There is a call for strengthening scenario construction and institutional support to optimize the positioning of the digital renminbi within the monetary framework, ensuring its usability in various business contexts [4]