宁波银行2025年前三季净利润224.45亿元 同比增长8.39%

Core Viewpoint - Ningbo Bank has demonstrated robust growth in assets and profits in the first three quarters of 2025, maintaining a strong asset quality and a commitment to supporting the real economy [1][2][4]. Group 1: Financial Performance - As of September 30, 2025, Ningbo Bank's total assets reached 3.578396 trillion yuan, marking a 14.50% increase from the beginning of the year [2]. - The net profit attributable to shareholders for the first three quarters was 22.445 billion yuan, reflecting an 8.39% year-on-year growth [3]. - The bank's operating income for the same period was 54.976 billion yuan, with an 8.32% increase compared to the previous year [3]. Group 2: Asset Quality - Ningbo Bank maintained a non-performing loan ratio of 0.76%, consistent with the beginning of the year, indicating strong asset quality [4]. - The provision coverage ratio stood at 375.92%, showcasing the bank's solid risk mitigation capabilities [4]. - The bank has successfully kept its non-performing loan ratio below 1% for 18 consecutive years since its listing in 2007 [4]. Group 3: Business Strategy - The bank focuses on a differentiated operating strategy, emphasizing support for the real economy and enhancing service quality [1][2]. - Ningbo Bank has developed a diversified profit structure with nine profit centers and four subsidiaries, contributing to its stable growth [3]. - The bank aims to strengthen its core competitiveness by addressing customer needs and enhancing its service offerings [6].