江苏银行发布“沿沪宁产业创新贷” 三个维度创新金融服务场景

Core Viewpoint - The launch of the "Yanghu-Ning Industrial Innovation Loan" by Jiangsu Bank aims to empower regional innovation development through financial support, aligning with the national strategy for integrated development in the Yangtze River Delta region [1] Group 1: Financial Product Launch - Jiangsu Bank introduced its first aggregated supply chain financial product, "Yanghu-Ning Industrial Innovation Loan," to provide financial resources for regional innovation [1] - The initiative is part of a broader strategy to support the Yangtze River Delta, which is one of China's most dynamic and innovative economic areas, with a projected GDP of over 15.9 trillion yuan in 2024, contributing approximately 12% to the national GDP [1] Group 2: Service Ecosystem Development - Jiangsu Bank has supported 17,000 technology enterprises, emphasizing the importance of a specialized risk control system and service model for serving innovative companies [2] - The bank plans to expand its financial service scenarios from a "unified" approach to a "precise" regional focus, tailoring products to specific industries in different cities, such as integrated circuits in Nanjing and high-end manufacturing in Nantong [2] - The bank aims to enhance its "three-dimensional service ecosystem" by collaborating with local governments, industrial parks, and investment institutions to create a "regional industrial financial alliance" [2] Group 3: Mechanism Innovation - Jiangsu Bank intends to innovate its mechanisms by deepening data cooperation with regional industrial chain platforms, utilizing diverse data sources like orders, patents, and carbon emissions to optimize risk control models [3] - The goal is to develop more financing products based on data credit, allowing enterprises' intellectual assets to become capital for development, fostering a symbiotic relationship between finance and regional industries [3]