史带财险迎临时负责人，总经理空缺问题再引关注

Group 1 - The core point of the article is the significant management change at Shidai Property Insurance Co., with Rong Honggang appointed as the interim head, marking a shift after a four-year vacancy in the general manager position [4][5][6] - Rong Honggang, with nearly 30 years of experience in the financial and insurance sectors, is expected to leverage his international background to enhance the company's channel construction and relationships with intermediaries [4][6] - The company has faced deep challenges since transitioning from a joint venture to a wholly foreign-owned entity, including market coverage issues and underwriting losses [3][4] Group 2 - Shidai Property Insurance has experienced significant profit fluctuations, with net profit dropping from 0.6 billion to 0.04 billion from 2017 to 2022, but showing signs of recovery in 2023 and 2024 [6][7] - The company's insurance business revenue for 2024 is projected at 1.027 billion, significantly lower than larger competitors, and the first three quarters of 2025 show a decline in revenue and net profit compared to the previous year [6][7] - The combined cost ratio exceeded 100% in 2024 and reached 108.71% in the first three quarters of 2025, indicating underwriting losses and necessitating regulatory compliance adjustments in non-auto insurance products [7][8] Group 3 - Shidai Property Insurance has undergone a strategic shift, closing branches in Chongqing and Hubei, and previously in Fujian and Anhui, to optimize market strategy and control costs [9] - The company aims to concentrate resources in more profitable regions amidst intense competition and performance volatility, which may lead to reduced market coverage and service capabilities [9]