构建金融服务新模式 稳妥有序推进中小金融机构减量提质

Core Viewpoint - The Financial Regulatory Administration emphasizes the importance of risk prevention and aims to enhance the adaptability of the financial economy while promoting a new financial service model that balances direct and indirect financing, investment in goods and people, and aligns financing terms with industrial development [1][2][3] Group 1: Financial Development and Risk Management - The Financial Regulatory Administration will focus on the primary responsibility of risk prevention and will steadily advance the merger and restructuring of small and medium-sized financial institutions while improving quality and reducing quantity [1][3] - There has been significant progress in the high-quality development of the financial industry during the "14th Five-Year Plan" period, with important achievements in the battle against financial risks [1] - The administration aims to strengthen the financial supply-side structural reform, enhance the quality and resilience of development, and improve international influence [2][3] Group 2: Support for Economic Growth - The administration plans to support major projects and enhance funding supply to boost consumption and upgrade demand, focusing on the strategic basis of expanding domestic demand [2] - There will be a push for a new financial service model that coordinates direct and indirect financing, emphasizes long-term capital investment in technology, and supports the integration of technological and industrial innovation [2] Group 3: Regulatory Enhancements - The Financial Regulatory Administration will enhance the effectiveness of financial regulation by improving legal and regulatory frameworks and establishing a clear, precise, and effective tiered regulatory system [3] - There will be an emphasis on strengthening cross-border risk monitoring and response mechanisms to improve international regulatory cooperation and crisis management efficiency [3]