宁波银行股份有限公司 2025年第三季度报告

Core Points - The company has released its unaudited third-quarter report for 2025, ensuring the accuracy and completeness of the information disclosed [3][12][18] - The company reported a total asset of 3,578.396 billion RMB, an increase of 14.50% compared to the beginning of the year [10] - The net profit attributable to shareholders for the first nine months of 2025 was 22.445 billion RMB, representing a year-on-year growth of 8.39% [12] - The company maintains a non-performing loan ratio of 0.76%, consistent with the beginning of the year, indicating stable asset quality [12] Financial Data - As of September 30, 2025, total deposits reached 2,405.929 billion RMB, up 16.83% from the end of the previous year [5] - Total loans and advances amounted to 1,761.210 billion RMB, reflecting a growth of 15.74% compared to the end of the previous year [5] - The annualized weighted average return on equity was reported at 13.81% [12] Shareholder Information - The company has approved the distribution of cash dividends for its preferred shares, with a total of 226.98 million RMB for 宁行优01 and 450 million RMB for 宁行优02 [22][21] Operational Strategy - The company continues to focus on supporting the real economy and enhancing service quality, adhering to a strategy of "big banks cannot do poorly, and small banks cannot do well" [10]