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截至三季度末 普惠小微贷款余额超36万亿元
Ren Min Wang·2025-10-28 00:09

Core Insights - The People's Bank of China reported a rapid growth in inclusive micro loans, with a balance of 36.09 trillion yuan as of the end of Q3, representing a year-on-year increase of 12.2%, which is 5.6 percentage points higher than the growth rate of all loans [1] - The balance of agricultural operating loans with a single credit limit of less than 5 million yuan reached 9.92 trillion yuan, with an increase of 346.5 billion yuan in the first three quarters [1] - The balance of student loans reached 294.4 billion yuan, showing a significant year-on-year growth of 41.1% [1] Group 1: Inclusive Micro Loans - The balance of inclusive micro loans in RMB reached 36.09 trillion yuan by the end of Q3, with a year-on-year growth of 12.2% [1] - The increase in inclusive micro loans for the first three quarters amounted to 3.15 trillion yuan [1] Group 2: Agricultural Loans - The balance of agricultural loans in both domestic and foreign currencies reached 53.4 trillion yuan by the end of Q3, with a year-on-year growth of 6.8% [1] - The increase in agricultural loans for the first three quarters was 3.28 trillion yuan [1] Group 3: Student Loans - The balance of student loans reached 294.4 billion yuan, with a year-on-year increase of 41.1% [1]