黄金跌破4000美元！现在该怎么投？机构人士建议

Core Viewpoint - The recent decline in spot gold prices has led to a significant drop below $4000 per ounce for the first time since October 10, with a daily decrease of 2.75% [1][2]. Price Movement - Spot gold opened at $3998.89, reached a high of $4109.04, and fell to a low of $3987.98, reflecting a decrease of 2.75% or $113 [2]. - Spot silver also experienced a decline of 4.2%, reaching $46.57 per ounce, marking a new low since October 2 [1]. Market Trends - The international gold price has seen significant volatility, with recent historical highs above $4100, $4200, and $4300, leading to increased investor interest [4]. - Since the beginning of 2023, gold prices have risen over 120%, with a cumulative increase exceeding 200% since the onset of the current bull market in 2019, driven by the Federal Reserve's interest rate cuts [6]. Investment Strategies - Current mainstream gold investment methods include physical gold, gold ETFs, gold stocks, and gold futures. Experts recommend maintaining a gold allocation of 10%-20% in investment portfolios based on individual risk tolerance and asset allocation needs [4]. - The ongoing high gold price cycle indicates significant macroeconomic uncertainty, prompting investors to diversify their investments to mitigate volatility [4][6].