理财季度盘点②丨三季度近三千款产品到期，短期限固收性价比高

Core Insights - The market saw a total of 2,947 closed-end public wealth management products maturing in Q3 2025, with fixed income products dominating the landscape, accounting for 2,828 products [1][6] - Short to medium-term products are the primary focus for maturing products, with 6-12 month products leading at 984, representing 74.4% of the total [3][5] - Fixed income products showed a higher performance in terms of yield compared to mixed products, with an overall average annualized yield of 2.63% for fixed income products [8][9] Product Type Analysis - Fixed income products accounted for 2,713 of the maturing products, while mixed products totaled 111 [6] - The performance benchmark compliance rates for fixed income products were 41.11% for the central benchmark and 74.11% for the lower benchmark [6][7] - Mixed products had a significantly lower performance, with a central benchmark compliance rate of 12.61% and a lower benchmark compliance rate of 32.76% [8] Yield and Performance Metrics - The average annualized yield for fixed income products was 2.63%, with the highest yield observed in products with a maturity of over 3 years at 3.10% [8][9] - For mixed products, the average annualized yield was 2.59%, with the highest yield in the over 3-year category at 3.48% [8][9] - Short-term fixed income products (1-3 months) exhibited the best performance in terms of compliance rates, with a lower benchmark compliance rate of 94.07% [7][8]