“十五五”规划建议：稳步发展数字人民币

Core Viewpoint - The article discusses the recommendations from the Fourth Plenary Session of the 20th Central Committee of the Communist Party of China regarding the formulation of the 15th Five-Year Plan for national economic and social development, emphasizing the acceleration of building a strong financial nation [1] Group 1: Financial System Enhancements - Accelerate the construction of a strong financial nation by improving the central bank system and establishing a scientific and stable monetary policy framework [1] - Develop a comprehensive macro-prudential management system and ensure smooth transmission of monetary policy [1] - Promote the development of various financial sectors including technology finance, green finance, inclusive finance, pension finance, and digital finance [1] Group 2: Capital Market Development - Enhance the inclusiveness and adaptability of capital market systems, ensuring a coordinated investment and financing function [1] - Actively develop direct financing methods such as equity and bonds, while steadily advancing futures, derivatives, and asset securitization [1] Group 3: Financial Infrastructure and Regulation - Optimize the financial institution system, encouraging institutions to focus on their main businesses and improve governance [1] - Build a safe and efficient financial infrastructure and steadily develop the digital renminbi [1] - Strengthen financial regulation comprehensively, enhance coordination between central and local regulatory bodies, and enrich risk disposal resources and methods [1]