JRCB(SZ:002807) Bei Jing Shang Bao·2025-10-28 11:35Core Insights - Jiangyin Rural Commercial Bank reported a revenue of 3.204 billion yuan for the first three quarters of 2025, representing a year-on-year growth of 6.17% [2] - The net profit attributable to shareholders reached 1.278 billion yuan, with an increase of 13.38% [2] - The net interest margin stood at 1.56%, while the net profit margin was 1.39%, both showing a quarter-on-quarter increase of 2 basis points compared to the first half of the year [2] Business Scale - As of the end of the reporting period, the total deposits of Jiangyin Rural Commercial Bank amounted to 165.073 billion yuan, an increase of 13.247 billion yuan, reflecting a growth rate of 8.73% since the beginning of the year [2] - The total loans reached 131.957 billion yuan, with an increase of 7.828 billion yuan, marking a growth rate of 6.31% from the start of the year [2] Asset Quality - As of the end of September, the non-performing loan ratio was 0.85%, a decrease of 0.01 percentage points from the beginning of the year [2] - The provision coverage ratio was reported at 371.91%, and the capital adequacy ratio stood at 14.92% [2]