Ge Long Hui·2025-10-28 11:47Group 1 - The core viewpoint of the articles highlights the financial performance of Chongqing Rural Commercial Bank for the first nine months of 2025, showing a modest growth in net profit and operating income compared to the previous year [1][2] Group 2 - For the period from January to September 2025, the group achieved a net profit of 10.925 billion yuan, an increase of 3.32% year-on-year, with net profit attributable to shareholders at 10.694 billion yuan, up 3.74% year-on-year [1] - The annualized average return on total assets was 0.92%, a decrease of 0.03 percentage points from the same period last year, while the annualized weighted average return on equity was 10.82%, down 0.30 percentage points year-on-year [1] - The group reported operating income of 21.657 billion yuan, a year-on-year increase of 0.81%, with net interest income at 17.850 billion yuan, up 6.88% year-on-year [1] - The net interest margin was 1.59%, a decrease of 0.02 percentage points year-on-year, but the decline was narrowed by 0.14 percentage points [1] - Operating expenses for the group were 6.124 billion yuan, an increase of 0.71% year-on-year, while other general and administrative expenses decreased by 9.17% [1] - The cost-to-income ratio was 27.21%, an increase of 0.28 percentage points year-on-year, and credit impairment losses were 3.229 billion yuan, down 14.31% year-on-year [1] Group 3 - As of September 30, 2025, the group's total assets amounted to 1,656.25 billion yuan, an increase of 140.869 billion yuan, or 9.30%, from the end of the previous year [2] - The total amount of customer loans and advances reached 777.973 billion yuan, an increase of 63.7 billion yuan, or 8.92%, with corporate loans at 418.734 billion yuan, retail loans at 303.676 billion yuan, and discounted bills at 55.563 billion yuan [2] - Financial investments totaled 656.498 billion yuan, an increase of 28.495 billion yuan, or 4.54%, from the end of the previous year [2]