Guan Cha Zhe Wang·2025-10-28 11:53Core Insights - China Bank reported a revenue of 162.70 billion RMB for Q3 2025, a year-on-year increase of 0.94% [1] - The bank's net profit attributable to shareholders reached 60.07 billion RMB, up 5.09% year-on-year [1] - For the first three quarters, the group achieved a net profit of 189.59 billion RMB, with a year-on-year growth of 1.12% [1] Financial Performance - Total revenue for the first three quarters was 491.20 billion RMB, an increase of 2.69% compared to the previous year [3] - Net interest income decreased by 3.04% to 325.79 billion RMB, while non-interest income increased by 16.20% to 165.41 billion RMB, accounting for 33.67% of total revenue [1][3] - The average return on assets (ROA) was 0.70%, and the return on equity (ROE) was 8.98% [1] Asset and Loan Growth - As of the end of September, total assets reached 37.55 trillion RMB, a growth of 7.10% from the end of the previous year [3] - The total amount of loans and advances increased by 8.15% to 23.35 trillion RMB compared to the end of the previous year [1] Cash Flow - The net cash flow from operating activities for the first nine months was 51.23 billion RMB, a significant decrease of 69.53% from the same period last year [2][3]