国务院关于金融工作情况的报告：人民币成为我国第一大跨境收付币种

Financial Reform and Opening-up - Financial institution reforms are deepening, with state-owned commercial banks successfully raising 520 billion yuan to supplement capital. Efforts are being made to improve the quality of small and medium-sized financial institutions and accelerate the transformation of non-bank financial institutions like asset management companies [1] - A multi-tiered financial market is developing rapidly, with the implementation of comprehensive capital market reform plans and initiatives to promote high-quality development of public funds. There is a focus on increasing the equity investment ratio and scale of long-term funds like insurance capital, as well as expanding the scale of over-the-counter bond business [1] - A comprehensive cross-border payment system for the renminbi has been established, with the CIPS system playing a key role. The interconnectivity of payment systems between mainland China and Hong Kong, as well as with nine other countries, has been achieved [1] High-level Financial Opening-up - The orderly expansion of high-level financial opening-up is being promoted, with progress in optimizing the layout of renminbi clearing banks and developing the offshore renminbi market. The renminbi has become the largest currency for cross-border payments in China and ranks third in the IMF's Special Drawing Rights basket [2] - Measures have been introduced to facilitate cross-border capital flows and improve the foreign exchange management of cross-border investment and financing. The integration of domestic and foreign currency pools for multinational corporations is being expanded [2] International Financial Cooperation - International financial cooperation is deepening, enhancing the country's financial security capabilities. Financial exchanges and cooperation are being integrated into national diplomacy, with mechanisms established for meetings between central bank governors of China and Europe [3] - The foreign exchange reserve scale is projected to reach 3.3 trillion USD by the end of September 2025, an increase of 72.8 billion USD compared to November 2024 [3]