Group 1 - The People's Bank of China (PBOC) reported on financial work since November 2024, focusing on risk prevention and resolution in the financial sector [1] - The PBOC is taking measures to mitigate risks in small and medium-sized financial institutions through mergers, restructuring, and market exits, while enhancing early correction mechanisms [1] - Significant progress has been made in resolving debt risks for financing platforms, with the number of platforms and outstanding operating financial debt decreasing by 71% and 62% respectively from March 2023 to September 2025 [1] Group 2 - The PBOC is supporting the stable and healthy development of the real estate market by implementing policies such as lowering down payment ratios and mortgage rates, resulting in an additional loan issuance of 2.2 trillion yuan through a "white list" mechanism [1] - A comprehensive mechanism for preventing and combating illegal financial activities is being established at provincial, municipal, and county levels, maintaining a strict crackdown on illegal fundraising [2] - The PBOC is enhancing financial risk prevention, early warning, and resolution mechanisms by establishing a macro-prudential and financial stability committee, ensuring resource support for risk management [2]
国务院关于金融工作情况的报告：落实降低首付比、下调房贷利率等政策
Bei Jing Shang Bao·2025-10-28 12:00