2 1 Shi Ji Jing Ji Bao Dao·2025-10-28 12:37Core Insights - China Bank reported significant profit growth in Q3 2025, with a net profit of 60.07 billion yuan, a year-on-year increase of 5.09% [1] - The bank's overall profitability improved in the first three quarters of 2025, achieving a net profit of 177.66 billion yuan, up 1.08% year-on-year [1] - Non-interest income was a key driver of profitability, reaching 165.41 billion yuan, a 16.20% increase year-on-year, while net interest income decreased by 3.04% [1] Financial Performance - For Q3 2025, China Bank's operating income was 162.20 billion yuan, a 0.58% increase year-on-year [1] - Total assets reached 37.55 trillion yuan, growing by 7.10% from the previous year [2] - Customer loans totaled 23.35 trillion yuan, an 8.15% increase year-on-year [2] Loan Growth and Credit Quality - New loans added in 2025 amounted to 1.72 trillion yuan, with a year-on-year growth rate of 11.71% [2] - The non-performing loan ratio was 1.24%, a slight decrease from the beginning of the year, with a provision coverage ratio of 196.60% [3] Sector Support and Initiatives - China Bank increased support for key sectors, with corporate loans reaching 16.44 trillion yuan, up 11.71% year-on-year [2] - The bank's technology loans reached approximately 4.7 trillion yuan, with over 160,000 clients [4] - Green loans exceeded 4.66 trillion yuan, growing by 20.11% year-on-year, maintaining a leading position in green finance [4] Inclusive Finance and Digital Transformation - Inclusive finance initiatives led to a balance of 2.71 trillion yuan in loans for small and micro enterprises, an 18.99% increase [5] - The bank's pension finance loans grew by 20.90% year-on-year, enhancing services for multi-tiered pension systems [6] - Digital finance initiatives saw an 8.32% increase in monthly active users of the mobile banking app [6]