Bei Jing Shang Bao·2025-10-28 12:52Core Viewpoint - The construction of a Chinese-style pension financial system must prioritize a people-centered approach, ensuring comprehensive coverage and differentiated arrangements based on the population's age structure, health status, and living environment changes [1][2] Group 1: Key Principles for Pension Financial System - The pension financial system should focus on serving the overall situation, gathering large-scale, long-term stable pension funds while balancing value preservation and growth with support for the real economy [1] - There is a need to guide pension funds towards key areas such as technological innovation, advanced manufacturing, and green development to create a virtuous cycle of high-quality economic development and pension fund value preservation [1] Group 2: Innovation and Cooperation - The system must emphasize innovation-driven approaches, recognizing the unique characteristics of China's aging population and exploring innovative business models and product services in the pension finance sector [1] - Open cooperation is essential, as global experiences in addressing aging populations can provide valuable insights for innovating pension financial products and services [2] - Collaborative efforts across society are necessary for effective pension system design, product innovation, capital reserves, industry cultivation, and service optimization, supported by robust policy frameworks and public awareness campaigns [2]