SoFi Technologies(US:SOFI) ZACKS·2025-10-28 14:36Core Insights - SoFi Technologies, Inc. reported a revenue of $949.63 million for the quarter ended September 2025, marking a year-over-year increase of 37.7% and exceeding the Zacks Consensus Estimate by 6.6% [1] - The company achieved an EPS of $0.11, which is a 122% increase from $0.05 a year ago, surpassing the consensus EPS estimate by 22.22% [1] Financial Performance Metrics - Total Accounts in the Technology Platform segment were reported at 157.86 million, below the estimated 165.69 million [4] - Total Products in the Financial Services segment reached 16.09 million, exceeding the average estimate of 15.67 million [4] - Membership numbers stood at 12.64 million, slightly above the estimated 12.52 million [4] - Total Noninterest Income was $376.49 million, significantly higher than the average estimate of $346.16 million, reflecting a year-over-year change of 41.5% [4] - Net Interest Income was reported at $585.11 million, surpassing the estimate of $546.51 million, with a year-over-year increase of 35.8% [4] - Total Interest Income reached $891.56 million, exceeding the estimated $845.24 million, representing a year-over-year change of 23.3% [4] - Loan origination, sales, and securitizations were reported at $65.43 million, slightly below the average estimate of $67.87 million, reflecting a year-over-year decline of 6.6% [4] Stock Performance - SoFi Technologies' shares have returned +8.9% over the past month, outperforming the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]