潘功胜重磅发声，提出六个方向

Core Viewpoint - The People's Bank of China (PBOC) emphasizes the importance of maintaining a stable financial environment to support the real economy and enhance financial regulation, reform, and openness, while preventing financial risks [2][5][10]. Group 1: Monetary Policy - The PBOC plans to implement a moderately loose monetary policy to support economic recovery, including measures such as interest rate cuts and reserve requirement ratio reductions [4][5]. - By September 2025, loans in technology, green, inclusive finance, elderly care, and digital economy sectors have seen significant year-on-year growth rates of 11.8%, 22.9%, 11.2%, 58.2%, and 12.9% respectively, all exceeding the overall loan growth rate [4]. Group 2: Financial Regulation and Reform - The PBOC aims to enhance financial services for the real economy, focusing on sectors like technology innovation, consumption, small and micro enterprises, and foreign trade [5][8]. - A comprehensive macro-prudential management system will be established to improve the transmission mechanism of monetary policy and support structural reforms in the financial supply side [5][11]. Group 3: Financial Openness - The PBOC is advancing high-level financial openness, promoting the internationalization of the Renminbi (RMB), and enhancing its functions in pricing, payment, investment, and reserve [7][8]. - The RMB has become the largest currency for cross-border payments in China and ranks among the top three currencies for trade financing and payments globally [7]. Group 4: Risk Prevention - The PBOC has made significant progress in mitigating financial risks, particularly in small and medium-sized financial institutions, with a notable reduction in the number of financing platforms and their debt levels by 71% and 62% respectively from March 2023 to September 2025 [10][11]. - Future efforts will focus on monitoring systemic financial risks and supporting the market-oriented transformation of financing platforms [11].