Sou Hu Cai Jing·2025-10-28 15:43Core Insights - China Bank reported a total revenue of 491.204 billion RMB for the first three quarters of 2025, reflecting a year-on-year growth of 2.69% [1] - The net profit attributable to the parent company for the same period was 177.66 billion RMB, with a year-on-year increase of 1.08% [1] - The bank's total assets reached 37.55 trillion RMB as of September 30, 2025, marking a growth of 7.10% compared to the end of the previous year [1] Financial Performance - For Q3 2025, the net profit attributable to the parent company was 60.069 billion RMB, showing a year-on-year growth of 5.09% [1] - The net cash flow from operating activities for the first three quarters was 51.226 billion RMB, which represents a significant decline of 69.53% year-on-year [2] - Non-interest income accounted for 33.67% of total revenue, an increase of 3.98 percentage points compared to the previous year [2] Capital and Asset Quality - As of September 30, 2025, the non-performing loan ratio was 1.24%, a slight decrease of 0.01 percentage points from the end of the previous year [1] - The provision coverage ratio for non-performing loans stood at 196.60%, down by 4.00 percentage points from the previous year-end [1] - The core Tier 1 capital adequacy ratio was reported at 12.58%, with the Tier 1 capital adequacy ratio at 14.66% and the total capital adequacy ratio at 18.66% [1] Dividend Proposal - The board of directors proposed a cash dividend of 1.094 RMB per 10 shares (pre-tax), totaling 35.25 billion RMB, subject to shareholder approval [2]