守好金融安全网 “十五五”将健全金融监管框架

Group 1 - The core focus of China's financial reform during the "14th Five-Year Plan" period is to balance financial development and security, ensuring that systemic financial risks are effectively managed [1] - The acquisition of Jinzhou Bank by Industrial and Commercial Bank of China exemplifies the ongoing financial reform efforts, aligning with the regulatory goals of consolidating risk management and promoting the merger and restructuring of small financial institutions [1] - The evolving financial landscape presents new challenges for risk prevention, including risks associated with digital assets, rapid global capital flows, and the amplification of market behaviors through social media [1] Group 2 - The current financial regulatory model is inadequate to address the complexities of the financial system and emerging risk forms, necessitating a more collaborative approach between macro and micro-prudential management [2] - Strengthening risk prevention and regulatory measures is essential for the high-quality development of the financial industry, with the "14th Five-Year Plan" period expected to see enhanced regulatory frameworks and improved risk management resources [2] - The construction of a comprehensive macro-prudential management system is a key focus, with new policies and measures anticipated to emerge in response to the outlined objectives [2]